Lending That Makes Sense
Guidelines as of 11/25/24
Subject to Change
Credit Rates
600 - 629 17.99%
630 - 659 16.99% - 17.99%
660 - 699 12.49% - 14.99%
700 - 739 10.49% - 12.99%
740+ 9.49% - 11.99%
Other Stipulations
$2500 - $4999 only 36 month term
$5000 - $9999 36 or 48 month term
$10,000+ - 36 to 84 month term
Step #1 - Contact Us - You can easily fill out the form at the bottom of the website to contact us. Feel free to contact Patrick directly by email or phone. Provide your contact information and we will respond back.
Step #2 - Free Consultation - This is where we discuss your capital needs, your credit scores and your monthly income to debt ratio. We will tell you exactly what interest rate to expect, the terms that would be offered and the anticipated monthly payment. We would also provide a list of required documents and an estimated timeline for approval, closing, and funding.
Step #3 - Approval & Funding - After we assemble and package your loan file and your loan file is underwritten and approved, we close and fund. It is a simple process and we walk you though every step along the way.